Polar Funded

How It Works

📋

Choose Your Plan

Pick from Instant Funding, 1-Step, or 2-Step challenges. Select your account size from $5K to $400K. No hidden fees — just one simple price.

📈

Complete The Evaluation

Hit your performance target while staying within drawdown limits. Trade at your own pace within a . Show us your edge and we’ll fund you.

💸

Earn Performance Rewards

Receive your simulated trading portfolio and start earning. Earn 90% performance rewards with reward distributions processed within 24 hours. Scale up as you grow.

Simple Trading Rules

📉

Max Daily Loss

Keep your daily losses within the allowed threshold. 3% for Instant Funding accounts, 4% for all challenge accounts. Resets each calendar day.

🛡️

Max Total Loss

Your overall account drawdown must stay within limits — 6% for Instant Funding accounts, 8% for all challenge accounts. The maximum drawdown is trailing: it follows your highest balance upward and locks once it reaches the initial balance (then becomes static).

🎯

Performance Target

1-Step and 2-Step challenges require hitting a performance target (usually 8–10%) to qualify for a simulated trading portfolio. Instant plans have no target.

⏱️

Account Duration

Challenges and $5K simulated trading portfolios have a 2-month duration. simulated trading portfolios above $5K have no time limit — trade at your own pace.

📊

Leverage Up To 1:100

Access professional-grade leverage across Forex, Indices, and Commodities markets on top-tier platforms.

🔄

Fee Refund On second reward distribution

Your challenge fee is fully refunded with your second performance reward. Essentially, completing the evaluation is free.

Ready to get funded?

Join 24,000+ participants already trading with Polar Funded capital. Start from just $19.

View All Challenges →

Join 24,000+ Funded Participants

★★★★★ 4.9 / 5 · 2,400+ reviews

+24k

Participants from 140+ countries already funded

🟢 Live verified reward distributions

James K. 🇺🇸

1-Step · $100k

$9,240

Paid out

Amara N. 🇳🇬

Instant · $25k

$3,150

Paid out

Lucas M. 🇧🇷

2-Step · $50k

$6,800

Paid out

Yuki T. 🇯🇵

1-Step · $200k

$22,400

Paid out

Sofia R. 🇪🇸

Instant · $10k

$1,890

Paid out

Marcus D. 🇿🇦

2-Step · $100k

$12,600

Paid out

Priya S. 🇮🇳

1-Step · $50k

$7,350

Paid out

Ethan W. 🇬🇧

Instant · $50k

$5,920

Paid out

Fatima A. 🇦🇪

1-Step · $25k

$4,100

Paid out

Chen W. 🇨🇳

2-Step · $200k

$31,500

Paid out

James K. 🇺🇸

1-Step · $100k

$9,240

Paid out

Amara N. 🇳🇬

Instant · $25k

$3,150

Paid out

Lucas M. 🇧🇷

2-Step · $50k

$6,800

Paid out

Yuki T. 🇯🇵

1-Step · $200k

$22,400

Paid out

Sofia R. 🇪🇸

Instant · $10k

$1,890

Paid out

Marcus D. 🇿🇦

2-Step · $100k

$12,600

Paid out

Priya S. 🇮🇳

1-Step · $50k

$7,350

Paid out

Ethan W. 🇬🇧

Instant · $50k

$5,920

Paid out

Fatima A. 🇦🇪

1-Step · $25k

$4,100

Paid out

Chen W. 🇨🇳

2-Step · $200k

$31,500

Paid out

Built for participants

Our commitment to you

Three promises that separate serious firms from the rest.

Reward Distribution guarantee

Paid within 24 hours — or you keep 100%

Request your reward distribution and we’ll process it within 24 hours. Miss that window by even a minute and you keep 100% of your performance rewards for that period. No forms, no excuses. Just accountability.

24h
maximum processing time

If we’re late, your performance reward automatically moves to 100% for that reward distribution period.

Fee refund

Your 4th reward distribution comes with a full refund

Your challenge fee isn’t a sunk cost. Reach your 4th reward distribution as a funded Polar participant and we refund it in full. Prove you can trade — and we give you back every cent you paid to get here.

100%
fee refunded on your 4th reward distribution

Refund applied on your 4th successful withdrawal. Non-refundable if account is breached before that point.

Scaling plan

Hit 12% in 3 months and your account grows by 25%

No application. No interview. Hit 12% profit in any 3-month window and your account balance automatically increases by 25%. Consistent trading, rewarded with more capital. Repeat the process, keep scaling.

+25%
balance increase per qualifying cycle

Repeatable every qualifying 3-month period. Scale all the way up to a $200K simulated trading portfolio.

Risk Disclaimer: All trading activities on Polar Funded take place in a simulated trading environment. No real capital is at risk, and all accounts are simulated trading portfolios. Performance rewards are based on simulated trading results and are subject to the terms and conditions of the program. Past performance in a simulated environment is not indicative of future results in live markets. Trading involves substantial risk, and participants should only engage with funds they can afford to lose. Polar Funded does not provide financial advice, and all participants are responsible for their own trading decisions.