Risk Disclosure
Last updated: 1 January 2026
⚠️ IMPORTANT RISK WARNING: Trading in financial instruments involves substantial risk of loss. Past performance is not indicative of future results. You should only participate in trading evaluations if you understand and can accept these risks.
Simulated Trading Environment
All Polar Funded challenge accounts and funded accounts operate in a simulated (demo) trading environment. No real capital is deployed on behalf of traders. Performance in a simulated environment may not reflect performance in live trading conditions due to differences in execution, liquidity, and psychological factors.
No Investment Advice
Polar Funded does not provide investment advice, financial advice, trading advice, or any other form of advice. Any information provided by Polar Funded or its representatives is for informational purposes only and should not be construed as a recommendation to trade any specific instrument or strategy.
Challenge Fee Risk
Challenge fees represent the only financial risk to participants. These fees are non-refundable except as described in our refund policy (fee returned on first funded account payout). Participants should only pay challenge fees that they can afford to lose entirely.
Market Risk Factors
Trading in foreign exchange (forex), indices, commodities, and other financial instruments involves the following risk factors:
- Leverage Risk: Leveraged trading amplifies both potential gains and losses
- Volatility Risk: Markets can move rapidly and unexpectedly
- Liquidity Risk: Some instruments may have limited liquidity at certain times
- Gap Risk: Prices can gap overnight or over weekends
- Correlation Risk: Different instruments may move together unexpectedly
- Technology Risk: Platform outages, connectivity issues, or software errors
No Guarantee of Funding
Purchasing a challenge does not guarantee that you will become a funded trader. Funding is contingent upon meeting all evaluation criteria. Statistical data suggests the majority of retail traders do not consistently meet their targets.
Regulatory Notice
Polar Funded is not a regulated broker or investment firm. We are a proprietary trading evaluation service. We do not hold client funds and are not subject to the same regulatory oversight as licensed financial institutions. Our services are not protected by any government compensation scheme.
Acknowledgement
By using Polar Funded’s services, you acknowledge that you have read, understood, and accept this Risk Disclosure in full. If you have any questions, please contact us before proceeding.